Completing university is a very tough process.  You must work hard and spending a lot of time studying, therefore you do not need the extra stress that lack of finances can bring.  You are investing in your future with a university education and there is a lot of evidence which suggests that getting a degree will give you many job opportunities and the potential to earn much more during your career.   Fortunately, the Australian government and many banks offer various loan programs to assist you in your finances and supporting yourself during your university studies.  A number of these programs allow you to defer your payments until you have graduated or completed your studies and some of the programs even defer the interest until you have completed your course of study.